Jencap Program Administrators is a full-service managing general agency and managing general underwriter that offers industry-leading insurance solutions and financial services to the United States and Canada. We administer 30 programs with a mix of admitted and non-admitted product offerings. Our team partners with an expansive network of independent agents, select wholesalers, various third-party administrators, and affinity groups nationwide.
Our Programs
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Adult Residential Facilities
Insurance for licensed adult foster homes and residential facilities with up to two non-ambulatory residents. Owner-operated risks only. Available in AZ, CA, NV, OR, and WA.
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Allied Health
General liability, professional liability, sexual abuse coverage, and additional coverages through AM Best A-rated carriers. For-profit and nonprofit businesses eligible. -
Architects & Engineers Professional
Errors and omissions coverage for architects, engineers, construction managers and other professionals serving the construction, manufacturing, and environmental industries.
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Artisan Contractors
General liability and related coverages for residential, commercial, and service contractors. Admitted and non-admitted options available in AZ, CA, and NV. -
Coastal Condominiums
Non-admitted property and liability coverage for small coastal condominium associations under $10M TIV. Targeting owner-occupied frame properties in NY and NJ. -
Commercial Self-Storage
Errors and omissions coverage for architects, engineers, construction managers and other professionals serving the construction, manufacturing, and environmental industries. -
Construction Managers
Combined general and professional liability package for agency construction managers and owner’s representatives. Available nationwide except AK, HI, CO, LA. -
Cyber
Cyber liability coverage including breach response, data recovery, business interruption, ransomware, and regulatory defense. Available in most states. -
EIFS Contractors
General liability and excess coverage for EIFS installers performing primarily commercial work. Available in 47 states through an AM Best A-rated non-admitted carrier. -
Electrical and HVAC Contractors
Targeting specialty artisan contractor electricians and HVAC contractors. Offers General Liability only solution for tough to place risks on non-admitted paper. Minimum premium begins at $50,000 (higher for NY). -
Equipment Breakdown
Monoline equipment breakdown coverage protecting commercial property from mechanical failure, electrical damage, power surges, and utility interruption. -
Event Liability and Cancellation
Liability, cancellation, and rain insurance for single- or multi-day events. Covers bodily injury, property damage, liquor liability, theft, and cancellation expenses. -
Fireworks and Pyrotechnics
Exclusive insurance program for pyrotechnics operations, from manufacturing to retail. Coverage customized to meet state and local requirements. Distribution is limited. -
Hired and Non-Owned Auto
Monoline hired and non-owned auto coverage designed for food and cannabis delivery services. Competitive rates and fast quoting nationwide (excluding WV). -
Landscaping Contractors
General liability and related coverages for landscaping contractors performing commercial, residential, and service work. Available in AZ, CA, and NV. -
Lawyers Professional Liability
Professional liability coverage for law firms with 1–25 attorneys. Broad definition of legal services with admitted and non-admitted options available in most states. -
Luxury Home Builders & Remodelers
General liability coverage for luxury home builders and high-end residential remodelers constructing or renovating custom single-family homes. Available in most states. -
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Miscellaneous Professional Liability
Errors and omissions coverage for a wide range of professional service providers. Available nationwide through wholesalers and backed by AM Best A-rated carriers. -
Nonprofits/Social Services
Comprehensive insurance for nonprofits and social service organizations, including liability, professional liability, property, and optional cyber, D&O, and volunteer coverage. -
NY Contractors Liability
General and excess liability coverage for commercial and residential contractors operating in New York, backed by an AM Best A-XV-rated carrier. -
Participant Accident Insurance
Accident medical coverage for participants in sports, camps, schools, and group activities, including AD&D and travel accident protection. -
Property Owners' Association Liability
Directors and Officers liability coverage for property owners and community associations. Customized solutions available nationwide through A-rated carriers. -
Rain Insurance
Insurance protecting outdoor events (festivals, rodeos, film productions, concerts) from financial loss caused by rain, including lost revenue and unrecoverable expenses. -
Self-Storage Tenant Protection Plan
Tenant protection plans and insurance solutions for self-storage facilities, offering flexible coverage options and agent commission through retail distribution. -
Self-Storage Workers' Compensation
Workers' compensation coverage for self-storage facilities, providing protection for employee injuries and return-to-work support through A-rated carriers. -
Site Pollution Liability
Environmental liability coverage for real estate and industrial risks, including mold and legionella exposures. Flexible 1-, 2-, and 3-year terms available. -
Specialty General Contractors
General liability and excess coverage for commercial paper general contractors specializing in new construction and remodeling, includes NY Labor Law coverage. -
Specialty Trade Contractors
General liability coverage for specialized trade contractors who subcontract most work, including New York action-over exposures. -
Storage Tanks
Environmental liability coverage for underground and aboveground storage tanks, meeting financial responsibility requirements with customizable policy terms. -
Wind/Hail Deductible Buyback
Monoline wind and hail deductible buyback coverage allowing property owners to reduce large deductibles and manage catastrophe exposure.
Jencap Program Administrators Brands
