Personal Lines
Coverage as Unique as Your Clients
Your clients deserve more than cookie-cutter insurance - and that’s where Jencap shines. Our wholesale personal lines insurance experts craft customized solutions, backed by access to 30+ carriers and years of experience. From high-value homes to excess flood and hard-to-place risks, we help you protect what matters most.
- Affluent Homeowners
- All occupancies and ownership types
- Hard to Place Homes
- Losses, PC9/PC10, Trusts/LLCs, AirBnB
- Coastal Property with Wind
- Condominiums
- Jewelry/Fine Art/Antiques
- Personal Automobiles
- High Value Homeowners
- Dwelling Fires (including Liability and Medical Payments)
- Builder’s Risk
- Comprehensive Personal Liability (CPL)
- Flood (Primary & Excess)
- Personal Article Floaters
- Monoline Wind
- Surplus Lines Homeowners
- Hurricane / Wind / Named Storm Deductibles
- Umbrella (Primary & Excess up to $25MM)
- Wind Only
- Wind Deductible Buyback
- Yacht / Watercraft
- Excess Property / Physical Damage
Personal Lines Leader
Personal Lines Insurance Industry Insights
Common Gaps in Watercraft & Yacht Insurance Coverage
All Personal Lines Carriers Are Not Created Equal
Preparing for the Future of Personal Lines Insurance
Flood Insurance Trends Approaching 2026
Protecting Digital Assets Against High-Net-Worth Cyber Threats
Why Replacement Cost Coverage Matters: A Guide for Agents
New Flood Zone Maps: What Insurance Agents Need to Know
Understanding Surplus Lines Insurance: Insuring the Unique and Hard-to-Place
Preparing for Homeowners Insurance Renewals: A Guide for Agents
2024 Trends in Superyacht Design
Five Marketplace Trends Impacting the Surplus Lines Homeowners Market
Jencap Experts’ 2024 Top Insurance Trends
Jencap Exclusive Programs
Jencap administers 30 programs with a mix of admitted and non-admitted product offerings for all of your clients' unique needs.
Jencap Exclusive Programs
Jencap administers 30 programs with a mix of admitted and non-admitted product offerings for all of your clients' unique needs.